Finance People are a member of Astute Financial Services, a respected financial service provider.
Finance People Limited, Robert and Amanda Drabble take their role in the finance industry very seriously. Robert Drabble has 23 years of personal finance and mortgage industry experience. Robert has also completed his Financial Services Diploma Level 5 Residential Mortgage lending and core knowledge. Robert Drabble also has a Waikato University Bachelors Degree in Social Sciences, so working ethically, responsibly and accurately is second nature. This page is purely to help you research and understand what is expected of us, and what is expected from you. We understand it is a very fast-paced world, and that taking out a loan is a commitment, so we urge you to spend a little time on this page familiarizing yourself with our industry.
The Responsible lending Code and The Consumer Finance and Credit Contracts Act 2008 are two important and relevant industry regulations we abide by. We constantly keep up to date with the changes and how this affects our clients and ourselves. Both the Code and the Act can be found on the Ministry of Business, Innovation and Employment website, www.mbie.govt.nz and / or www.consumer.org.nz and / or www.legislation.govt.nz
One of the utmost influential movements around responsible lending is that we safeguard our customer as much as possible. Finance People want to make sure you can afford the repayments and we strive to get the best interest rates and fees possible. Your needs come first, and we do not want to see you in a position where you can’t afford the repayments, we want to ensure you are financially comfortable. We will ask to see your banking statements, and we can provide a statement link if you have internet banking. You can find out more about this service at proviso.com.au. If you want to tackle your debt we think www.sorted.org.nz is a good government-funded, but independent site, a great place to start helping see it clearly. Another good place to go if you have found yourself struggling is www.familybudget.org.nz. It might be that a loan is not what you really need right now, so have a look at budget advise to see if there are other options that you may not have thought about. We have dealt with many agents at budget advise and support their hard work in this area.
Find information about the people, businesses and organizations that offer services in NZ. When you deal with us you are dealing with a listed company that abides by lending regulations and policies. Make sure your financial advisor and the company is registered, put Robert Drabble FSP479327, and Finance People FSP499606 into the box at www.fspr.govt.nz.
Finance People is an approved dealer for all the major banks, non-banks, we have access to private lenders, we also deal with, Autosure, Vero, Tower, Partners Life, AIA, and more.
We urge you to ask questions throughout your time with us. Finance People are very dedicated to making sure we inform you and we disclose our loan process from start to finish. Please never feel that you can’t ask, we welcome the chance to chat and we also take pride in our professionalism.
If you have any queries with regards to the above, please contact us.